19545 9/23, 9/30, 10/7, 10/14/25 TS#: 25-15612 Loan

19545 9/23, 9/30, 10/7, 10/14/25 TS#: 25-15612 Loan #: ******8745 Order #: 250413534-AZ-VOI NOTICE OF TRUSTEES SALE The following legally described trust property will be sold, pursuant to the power of Sale under that certain Deed of Trust dated 1/4/2023 and recorded on 1/12/2023 as Instrument # 2023-000325, in the office of the County Recorder of Gila County, Arizona, NOTICE! IF YOU BELIEVE THERE IS A DEFENSE TO THE TRUSTEE SALE OR IF YOU HAVE AN OBJECTION TO THE TRUSTEE SALE, YOU MUST FILE AN ACTION AND OBTAIN A COURT ORDER PURSUANT TO RULE 65, ARIZONA RULES OF CIVIL PROCEDURE, STOPPING THE SALE NO LATER THAN 5:00 P.M. MOUNTAIN STANDARD TIME OF THE LAST BUSINESS DAY BEFORE THE SCHEDULED DATE OF THE SALE, OR YOU MAY HAVE WAIVED ANY DEFENSES OR OBJECTIONS TO THE SALE. UNLESS YOU OBTAIN AN ORDER, THE SALE WILL BE FINAL AND WILL OCCUR at public auction to the highest bidder At the front entrance to the Gila County Courthouse, 1400 East Ash Street, Globe, AZ 85501, on 12/11/2025 at 11:00 AM of said day: LOTS 25 AND 26 OF TONTO VILLAGE, ACCORDING TO MAP NO. 188, RECORDS OF GILA COUNTY, ARIZONA. The successor trustee appointed herein qualifies as trustee of the Trust Deed in the trustee’s capacity as a member of the Arizona State Bar as required pursuant to ARS 33-803(A)(2). ACCORDING TO THE DEED OF TRUST OR UPON INFORMATION SUPPLIED BY THE BENEFICIARY, THE FOLLOWING INFORMATION IS PROVIDED PURSUANT TO A.R.S. SECTION 33-808(C): Street address or identifiable location: 235 WEST STANDAGE DRIVE PAYSON, Arizona 85541 A.P.N.: 302-63-027A Original Principal Balance: $197,500.00 Name and address of original trustor: (as shown on the Deed of Trust) DONNA M. SMIGEL, AN UNMARRIED WOMAN 235 WEST STANDAGE DRIVE PAYSON, AZ 85541 Name and address of beneficiary: (as of recording of Notice of Sale) UMB Bank, National Association, not in its individual capacity but solely as owner trustee for Verus Securitization Trust 2023-3 c/o NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing 75 Beattie Place, Suite 300 Greenville, South Carolina 29601-2743 NAME, ADDRESS AND TELEPHONE NUMBER OF TRUSTEE: (as of recording of Notice of Sale) Michelle R. Ghidotti, Esq., c/o Prestige Default Services, LLC 1920 Old Tustin Ave. Santa Ana, California 92705 Phone: 949-427-2010 Checks for bidding purposes must be made payable to Michelle R. Ghidotti, Attorney at Law SALE INFORMATION CAN BE OBTAINED ONLINE AT https://prestigepostandpub.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: (949) 776-4697 Dated: 08/26/2025 MICHELLE R. GHIDOTTI, ATTORNEY AT LAW Michelle R. Ghidotti, Esq. PPP #25-006397